{"id":135410,"date":"2023-05-17T08:24:32","date_gmt":"2023-05-17T08:24:32","guid":{"rendered":"https:\/\/www.bobex.be\/fr-be\/?post_type=content&#038;p=135410"},"modified":"2025-01-16T15:41:46","modified_gmt":"2025-01-16T15:41:46","slug":"fiscalite","status":"publish","type":"content","link":"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/fiscalite\/","title":{"rendered":"Fiscalit\u00e9 assurance d\u00e9c\u00e8s : quel est le taux d&rsquo;imposition ?"},"content":{"rendered":"\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Sommaire<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/fiscalite\/#Comment_sont_imposees_les_assurances_vie_quest-ce_qui_est_imposable_en_cas_de_deces\" >Comment sont impos\u00e9es les assurances vie : qu&rsquo;est-ce qui est imposable en cas de d\u00e9c\u00e8s ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/fiscalite\/#La_fiscalite_de_lassurance_vie_en_cas_de_deces\" >La fiscalit\u00e9 de l&rsquo;assurance vie en cas de d\u00e9c\u00e8s<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/fiscalite\/#Comment_lassurance_deces_impacte-t-elle_la_succession\" >Comment l&rsquo;assurance d\u00e9c\u00e8s impacte-t-elle la succession ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/fiscalite\/#La_fiscalite_de_lassurance_temporaire_deces\" >La fiscalit\u00e9 de l&rsquo;assurance temporaire d\u00e9c\u00e8s<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/fiscalite\/#Quelle_fiscalite_pour_lassurance_deces_de_lemprunteur\" >Quelle fiscalit\u00e9 pour l&rsquo;assurance d\u00e9c\u00e8s de l&#8217;emprunteur ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/fiscalite\/#Quelle_est_la_couverture_deces_proposee_par_lassurance\" >Quelle est la couverture d\u00e9c\u00e8s propos\u00e9e par l&rsquo;assurance ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/fiscalite\/#Clairvoyance_et_prevoyance_quels_sont_les_avantages_dune_assurance_deces\" >Clairvoyance et pr\u00e9voyance : quels sont les avantages d&rsquo;une assurance d\u00e9c\u00e8s ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/fiscalite\/#Recevez_des_conseils_personnalises_de_la_part_de_courtiers_actifs_pres_de_chez_vous\" >Recevez des conseils personnalis\u00e9s de la part de courtiers actifs pr\u00e8s de chez vous<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comment_sont_imposees_les_assurances_vie_quest-ce_qui_est_imposable_en_cas_de_deces\"><\/span>Comment sont impos\u00e9es les assurances vie : qu&rsquo;est-ce qui est imposable en cas de d\u00e9c\u00e8s ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>En cas de d\u00e9c\u00e8s, les imp\u00f4ts que vous devez payer varient en fonction de votre <strong>statut de b\u00e9n\u00e9ficiaire<\/strong>. Le r\u00e9gime fiscal est en effet diff\u00e9rent pour<strong> les conjoints, les mineurs et les personnes externes&nbsp;<\/strong>au foyer. Dans les paragraphes qui suivent, nous tiendrons compte de ces param\u00e8tres afin de vous donner le taux d&rsquo;application dans votre cas de figure.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"La_fiscalite_de_lassurance_vie_en_cas_de_deces\"><\/span>La fiscalit\u00e9 de l&rsquo;assurance vie en cas de d\u00e9c\u00e8s<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pour les <strong>conjoints l\u00e9gaux<\/strong>, une<strong> cotisation pour l&rsquo;INAMI de 3,55%<\/strong> sera soustraite sur l&rsquo;ensemble du capital d\u00e9c\u00e8s brut. Ajoutez \u00e0 cela une <strong>cotisation sociale de 0 \u00e0 2%<\/strong> en fonction de l&rsquo;\u00e9tendue du capital d\u00e9c\u00e8s. Quant au<strong> pr\u00e9compte professionnel<\/strong>, celui s&rsquo;\u00e9l\u00e8vera \u00e0 16,50% des primes de l&#8217;employeur, 16,50% des contributions du travailleur pay\u00e9es avant 1993, et 10% pour celles pay\u00e9es apr\u00e8s 1993.<\/p>\n\n\n\n<p>Pour ce qui est des<strong> autres b\u00e9n\u00e9ficiaires,<\/strong> ceux-ci ne payeront pas de pr\u00e9l\u00e8vements sociaux (fond de solidarit\u00e9 + INAMI). Le montant du pr\u00e9compte professionnel quant \u00e0 lui sera le m\u00eame que celui pour les conjoints l\u00e9gaux (sauf pour les mineurs \u00e2g\u00e9s de moins de 21 ans).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Comment_lassurance_deces_impacte-t-elle_la_succession\"><\/span>Comment l&rsquo;assurance d\u00e9c\u00e8s impacte-t-elle la succession ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Bien s\u00fbr, lorsque quelqu&rsquo;un touche votre capital d\u00e9c\u00e8s, il lui faudra d\u00e9clarer ce revenu. Mais cela n&rsquo;implique pas n\u00e9cessairement des frais de succession. En effet, les<strong> conjoints l\u00e9gaux et les mineurs \u00e2g\u00e9s de moins de 21 ans<\/strong> n&rsquo;auront<strong> pas \u00e0 payer<\/strong> ces frais.&nbsp;<\/p>\n\n\n\n<p>Quant aux <strong>autres personnes<\/strong> \u00e9ligibles \u00e0 la perception de cette assurance, elles devront payer un certain pourcentage de<strong> droit de succession variable selon la r\u00e9gion d&rsquo;habitation<\/strong> de la personne d\u00e9c\u00e9d\u00e9. Un tel pr\u00e9l\u00e8vement se fera \u00e9galement lorsque l&rsquo;assurance sert de garantie dans le cadre d&rsquo;un pr\u00eat hypoth\u00e9caire.<\/p>\n\n\n\n                <div class='bobex-cta-block' style='\n            --button-bg-color: #e13c0e;\n            --button-text-color: #ffffff;\n            --banner-bg-color: #aad4e6;\n            --arrow-main-bg-color: #aad4e6;\n            --arrow-secondary-bg-color: #e5f2f7;\n            --banner-title-color: #10375e;\n            --arrow-title-color: #10375e;\n            --banner-text-color: #545454;\n            --arrow-text-color: #545454;         \n            --invert-range: 0deg;\n        '>\n                    <div class='cta-arrow-text d-flex d-lg-none'>\n                        <a class='cta-button-rounded' href='#ppp'>Nous vous mettons en contact<\/a>\n                    <\/div>\n                    <div class='d-none d-lg-flex flex-no-wrap'>\n                        <div class=\"col-7 cta-arrow-text d-flex text-color\">\n                            <div class=\"m-auto\">\n                                <div class=\"h3\">Vous cherchez un sp\u00e9cialiste ?<\/div>\n                                <div class='text-color'>D\u00e9couvrez les courtiers de confiance de votre r\u00e9gion<\/div>\n                            <\/div>\n                        <\/div>\n                        <div class='cta-arrow-link col-5'>\n                            <a class='cta-button-rounded' href=\"#ppp\">Nous vous mettons en contact<\/a>\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"La_fiscalite_de_lassurance_temporaire_deces\"><\/span>La fiscalit\u00e9 de l&rsquo;assurance temporaire d\u00e9c\u00e8s<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>L&rsquo;assurance d\u00e9c\u00e8s temporaire est une formule d&rsquo;assurance<strong> \u00e0 dur\u00e9e d\u00e9termin\u00e9e<\/strong>. Si vous sentez que votre sant\u00e9 vacille ou si vous venez d&rsquo;obtenir un emploi particuli\u00e8rement dangereux, il peut \u00eatre int\u00e9ressant de <a href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/pourquoi-souscrire\/\" target=\"_blank\" rel=\"noreferrer noopener\">souscrire \u00e0 une assurance<\/a> vie pour toute la dur\u00e9e de cette p\u00e9riode de risque.<\/p>\n\n\n\n<p>Le plus gros d\u00e9faut de cette formule est que si vous \u00eates encore en vie au moment de l&rsquo;\u00e9ch\u00e9ance du contrat, vous perdrez les primes vers\u00e9es. Si, par contre, quelque chose devait vous arriver entre temps, il peut \u00eatre bon de jeter un coup d&rsquo;\u0153il aux taux d&rsquo;imposition propres \u00e0 ce type de contrat.<\/p>\n\n\n\n<p>Pour l&rsquo;assurance temporaire de d\u00e9c\u00e8s, vous payez une <strong>taxe de 2% sur vos versements, une taxe de 5% sur la valeur de rachat et 5 euros de frais<\/strong> de fractionnement par versement de prime.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"538\" src=\"https:\/\/www.bobex.be\/wp-uploads\/sites\/2\/calcul-taxes-assurance-deces-1024x538.jpg\" alt=\"Calcul taxes assurance d\u00e9c\u00e8s\" class=\"wp-image-135416\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quelle_fiscalite_pour_lassurance_deces_de_lemprunteur\"><\/span>Quelle fiscalit\u00e9 pour l&rsquo;assurance d\u00e9c\u00e8s de l&#8217;emprunteur ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Dans le cadre d&rsquo;un d\u00e9c\u00e8s, le remboursement des dettes du d\u00e9funt est toujours une question \u00e9pineuse. Au moment de conclure un emprunt \u00e0 la banque, vous aurez la possibilit\u00e9 d&rsquo;y joindre une assurance vie qui permet la <strong>continuation du remboursement en cas de d\u00e9c\u00e8s <\/strong>accidentel. Ce type de contrat est li\u00e9 \u00e0 quelques avantages fiscaux, mais des frais de succession seront d&rsquo;application.<\/p>\n\n\n\n<p>Pour en savoir plus, allez lire notre article sur <a href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/pret-immobilier-assurance-deces\/\" target=\"_blank\" rel=\"noreferrer noopener\">le pr\u00eat immobilier li\u00e9 \u00e0 l&rsquo;assurance d\u00e9c\u00e8s<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Quelle_est_la_couverture_deces_proposee_par_lassurance\"><\/span>Quelle est la couverture d\u00e9c\u00e8s propos\u00e9e par l&rsquo;assurance ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pour ce qui est de la couverture d&rsquo;assurance concr\u00e8te, celle-ci <strong>variera selon l&rsquo;assureur <\/strong>auquel vous adh\u00e9rez. Pour trouver le contrat adapt\u00e9 \u00e0 vos besoins, il est n\u00e9cessaire de <a href=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/assurances-deces-comparatif\/\" target=\"_blank\" rel=\"noreferrer noopener\">comparer les assureurs<\/a>. Il est toutefois tr\u00e8s facile de se perdre dans les laisses de jargon juridique. C&rsquo;est pourquoi nous vous proposons de vous aider dans votre recherche.<\/p>\n\n\n\n<p>En cochant le bouton ci-dessous, vous recevrez jusqu&rsquo;\u00e0 <strong>5 devis gratuits et sans engagement<\/strong> de la part d&rsquo;experts en assurance d\u00e9c\u00e8s. Ainsi, vous aurez la possibilit\u00e9 de comparer les options et d&rsquo;entrer en contact avec des courtiers sp\u00e9cialis\u00e9s.<\/p>\n\n\n\n                <div class='bobex-cta-block' style='\n            --button-bg-color: #e13c0e;\n            --button-text-color: #ffffff;\n            --banner-bg-color: #aad4e6;\n            --arrow-main-bg-color: #aad4e6;\n            --arrow-secondary-bg-color: #e5f2f7;\n            --banner-title-color: #10375e;\n            --arrow-title-color: #10375e;\n            --banner-text-color: #545454;\n            --arrow-text-color: #545454;         \n            --invert-range: 0deg;\n        '>\n                    <div class='cta-banner'>\n                        <div class='h3'>Vous souhaitez recevoir des conseils personnalis\u00e9s et des devis sur mesure ?<\/div>\n                        <div class='text-color'>Nous vous mettons en relation avec des professionnels de l&rsquo;assurance<\/div>\n                        <span>\n                            <img src='https:\/\/www.bobex.be\/wp-uploads\/sites\/2\/arrow-cta-box.png' alt='arrow' class='img-color'\/>\n                            <a class='cta-button-rounded' href=\"#ppp\">Trouvez votre courtier<\/a>\n                        <\/span>   \n                    <\/div>\n                <\/div>\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Clairvoyance_et_prevoyance_quels_sont_les_avantages_dune_assurance_deces\"><\/span>Clairvoyance et pr\u00e9voyance : quels sont les avantages d&rsquo;une assurance d\u00e9c\u00e8s ?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Il se peut que vous vous disiez : \u00ab\u00a0\u00e0 quoi bon l&rsquo;assurance d\u00e9c\u00e8s, puisque je serai mort ?\u00a0\u00bb C&rsquo;est une question l\u00e9gitime, mais la r\u00e9ponse l&rsquo;est encore plus : l&rsquo;assurance d\u00e9c\u00e8s <strong>\u00e9vite \u00e0 vos proches les probl\u00e8mes financiers<\/strong> qui pourraient \u00eatre li\u00e9s \u00e0 votre d\u00e9c\u00e8s.&nbsp;<\/p>\n\n\n\n<p>Gr\u00e2ce \u00e0 l&rsquo;assurance d\u00e9c\u00e8s, vous permettez \u00e0 vos b\u00e9n\u00e9ficiaires de <strong>maintenir le train<\/strong> de vie qu&rsquo;ils menaient avant votre d\u00e9c\u00e8s. Cela est particuli\u00e8rement vital lorsque vous avez des enfants qui \u00e9tudient ou un conjoint \u00e0 la retraite ou sans emploi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Recevez_des_conseils_personnalises_de_la_part_de_courtiers_actifs_pres_de_chez_vous\"><\/span>Recevez des conseils personnalis\u00e9s de la part de courtiers actifs pr\u00e8s de chez vous<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Les questions fiscales sont toujours tr\u00e8s d\u00e9licates, surtout lorsqu&rsquo;il s&rsquo;agit de votre assurance d\u00e9c\u00e8s. Pour \u00e9viter de vous y perdre, il est bon de demander les <strong>conseils d&rsquo;un courtier pour vous accompagner dans votre choix<\/strong>. Pour ce faire, il ne suffit que de remplir le formulaire ci-dessous. Nous vous mettons en contact avec des courtiers en assurances de confiance.<\/p>\n\n\n<div id=\"ppp\" class=\"bob-form-wrapper\" data-ajax_url=\"https:\/\/www.bobex.be\/fr-be\/wp-admin\/admin-ajax.php\" data-fa_a=\"\" data-fa_b=\"\"><div class=\"loader\" aria-hidden=\"true\"><\/div>    <div>\n        <div class=\"row mx-auto mb-2\" style=\"max-width: 900px;\">\n            <div class=\"col-md-4\"><i class=\"mr-1 fas fa-check\" style=\"color:green;\"><\/i>Devis gratuits et rapides<\/div>\n            <div class=\"col-md-4\"><i class=\"mr-1 fas fa-check\" style=\"color:green;\"><\/i>Sans engagement et obligation<\/div>\n            <div class=\"col-md-4\"><i class=\"mr-1 fas fa-check\" style=\"color:green;\"><\/i>Assureurs agr\u00e9\u00e9s<\/div>\n        <\/div>\n    <\/div><div id=\"form-69f77fdf07535\" class=\"bob-form-container\" style=\"background-color: white; font-family: Roboto, sans-serif !important; font-size: 16px !important; color: #545454; box-shadow: 0 2px 10px rgba(0,0,0,0.1); --font_title: Poppins; --font_size_title: 20px; --title_bg_color: #175da6; --copyright_color: #fde8e1; --box_upload_color: #e5f2f7; padding:unset;\" data-form-type=\"inline\" data-form-id=\"69f77fdf07535\"><style>#form-69f77fdf07535 .bob-form-inline-question.even {\n  background-color: #e5f2f7;\n}\n#form-69f77fdf07535 .single_multiple.multiple_button {\n  background-color: #e5f2f7 !important;\n}\n#form-69f77fdf07535 .bob-form-inline-question--hidden {\n  display: none;\n}<\/style><div class=\"form-questions\"><form id=\"bob-form\" class=\"bob-form bob-form-tag\" method=\"post\" action=\"https:\/\/www.bobex.be\/fr-be\/wp-admin\/admin-ajax.php?action=bobex-form-validation\">    <div class=\"form-title\">\n        Formulez votre demande\n        <div class=\"form-title-info-line\">\n            R\u00e9pondez \u00e0 quelques questions et entrez en contact avec des sp\u00e9cialistes fiables. Nous vous demandons vos coordonn\u00e9es afin de s\u00e9lectionner les professionnels actifs dans votre r\u00e9gion.\n        <\/div>\n    <\/div><div class=\"form-questions bob-form-inline-question\"><div class=\"row\"><div class=\"question col-md-4\"><label>1*. \u00cates-vous \u00e0 la recherche d\u2019un courtier ou d\u2019un assureur pour une assurance obs\u00e8ques?<\/label><\/div><div class=\"answer col-md-8\"><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-0-1\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio\" value=\"1\"  required=\"required\"><label for=\"69f77fdf07535-input-0-1\">Oui<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-0-2\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio\" value=\"2\"  required=\"required\"><label for=\"69f77fdf07535-input-0-2\">Non<\/label><\/div><\/div><\/div><\/div><div class=\"form-questions bob-form-inline-question even\"><div class=\"row\"><div class=\"question col-md-4\"><label>2*. Souhaitez-vous qu\u2019un assureur vous contacte d\u2019abord pour un entretien exploratoire, sans engagements?<\/label><\/div><div class=\"answer col-md-8\"><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-1-1\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_2\" value=\"1\"  required=\"required\"><label for=\"69f77fdf07535-input-1-1\">Oui, id\u00e9alement par t\u00e9l\u00e9phone<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-1-2\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_2\" value=\"2\"  required=\"required\"><label for=\"69f77fdf07535-input-1-2\">Oui, je pr\u00e9f\u00e8re un appel vid\u00e9o<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-1-3\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_2\" value=\"3\"  required=\"required\"><label for=\"69f77fdf07535-input-1-3\">Oui, je pr\u00e9f\u00e8re un rendez-vous \u00e0 domicile ou sur mon lieu de travail<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-1-4\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_2\" value=\"4\"  required=\"required\"><label for=\"69f77fdf07535-input-1-4\">Oui, je pr\u00e9f\u00e8re un rendez-vous dans les bureaux de l\u2019assureur<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-1-5\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_2\" value=\"5\"  required=\"required\"><label for=\"69f77fdf07535-input-1-5\">Non, je souhaite uniquement recevoir des informations<\/label><\/div><\/div><\/div><\/div><div class=\"form-questions bob-form-inline-question\"><div class=\"row\"><div class=\"question col-md-4\"><label>3*. \u00c0 quel moment pr\u00e9f\u00e9rez-vous \u00eatre contact\u00e9(e) pour cet entretien?<\/label><\/div><div class=\"answer col-md-8\"><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-2-1\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_3\" value=\"1\"  required=\"required\"><label for=\"69f77fdf07535-input-2-1\">Entre 8h00 et 12h00<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-2-2\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_3\" value=\"2\"  required=\"required\"><label for=\"69f77fdf07535-input-2-2\">Entre 12h00 et 14h00<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-2-3\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_3\" value=\"3\"  required=\"required\"><label for=\"69f77fdf07535-input-2-3\">Entre 14h00 et 19h00<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-2-4\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_3\" value=\"4\"  required=\"required\"><label for=\"69f77fdf07535-input-2-4\">Un autre moment, \u00e0 savoir:<\/label><\/div>    <div class=\"bob-form-checkbox d-flex\">\n        <input type=\"text\" class=\"inline-text bob-form-input\" id=\"69f77fdf07535-input-2-5\" name=\"XML_extra_radio_3b\" value=\"\">\n    <\/div><\/div><\/div><\/div><div class=\"form-questions bob-form-inline-question even\"><div class=\"row\"><div class=\"question col-md-4\"><label>4*. Comment pr\u00e9f\u00e9rez-vous recevoir ensuite les informations sur les possibilit\u00e9s?<\/label><\/div><div class=\"answer col-md-8\"><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-3-1\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_4\" value=\"1\"  required=\"required\"><label for=\"69f77fdf07535-input-3-1\">Par e-mail<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-3-2\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_4\" value=\"2\"  required=\"required\"><label for=\"69f77fdf07535-input-3-2\">Par t\u00e9l\u00e9phone<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-3-3\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_4\" value=\"3\"  required=\"required\"><label for=\"69f77fdf07535-input-3-3\">Lors d\u2019un entretien personnel<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-3-4\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_4\" value=\"4\"  required=\"required\"><label for=\"69f77fdf07535-input-3-4\">Par courrier<\/label><\/div><div class=\"bob-form-radio d-flex\"><input type=\"radio\" class=\"inline-radio\" id=\"69f77fdf07535-input-3-5\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_radio_4\" value=\"5\"  required=\"required\"><label for=\"69f77fdf07535-input-3-5\">Autre, \u00e0 savoir:<\/label><\/div>    <div class=\"bob-form-checkbox d-flex\">\n        <input type=\"text\" class=\"inline-text bob-form-input\" id=\"69f77fdf07535-input-3-6\" name=\"XML_extra_radio_4b\" value=\"\">\n    <\/div><\/div><\/div><\/div><div class=\"form-questions bob-form-inline-question\"><div class=\"row\"><div class=\"question col-md-4\"><label>5*. Qu\u2019est-ce qui est le plus important pour vous chez un assureur?<\/label><\/div><div class=\"answer col-md-8\"><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"69f77fdf07535-input-4-1\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_check[]\" value=\"1\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"69f77fdf07535-input-4-1\">Des conseils clairs et professionnels<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"69f77fdf07535-input-4-2\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_check[]\" value=\"2\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"69f77fdf07535-input-4-2\">Un excellent service et suivi de dossier<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"69f77fdf07535-input-4-3\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_check[]\" value=\"3\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"69f77fdf07535-input-4-3\">Le prix le plus bas possible<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"69f77fdf07535-input-4-4\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_check[]\" value=\"4\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"69f77fdf07535-input-4-4\">Une r\u00e9ponse rapide \u00e0 mes questions<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"69f77fdf07535-input-4-5\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_check[]\" value=\"5\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"69f77fdf07535-input-4-5\">Une disponibilit\u00e9 imm\u00e9diate en cas d\u2019urgence ou de sinistre<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"69f77fdf07535-input-4-6\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_check[]\" value=\"6\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"69f77fdf07535-input-4-6\">Un bureau \u00e0 proximit\u00e9<\/label><\/div><div class=\"bob-form-checkbox d-flex\"><input type=\"checkbox\" class=\"inline-checkbox bob-form-input\" id=\"69f77fdf07535-input-4-7\" data-unique-id=\"69f77fdf07535\" name=\"XML_extra_check[]\" value=\"7\"  required=\"required\" onclick=\"checkboxTurnChecked(this)\"><label for=\"69f77fdf07535-input-4-7\">Autre, \u00e0 savoir:<\/label><\/div>    <div class=\"bob-form-checkbox d-flex\">\n        <input type=\"text\" class=\"inline-text bob-form-input\" id=\"69f77fdf07535-input-4-8\" name=\"XML_extra_checkb\" value=\"\">\n    <\/div><\/div><\/div><\/div><div class=\"form-questions bob-form-inline-question even\"><div class=\"d-flex flex-column\"><label class=\"question\" for=\"69f77fdf07535-input-5\">6. Avez-vous des questions sp\u00e9cifiques pour les sp\u00e9cialistes en assurances ?<\/label><textarea class=\"bob-form-input\" name=\"XML_remarks\" id=\"69f77fdf07535-input-5\" data-unique-id=\"69f77fdf07535\"><\/textarea><\/div><\/div><div class=\"bob-inline-form bob-form-tag upload-box mb-3\">\n                    <div class=\"row\">\n                        <div class=\"col-md-12 mb-2 question\">Ajouter des photos ou des pi\u00e8ces jointes (en Option)<\/div>\n                        <div class=\"col-md-12\">\n                            <div class=\"box__input\" style=\"background-color: #e5f2f7;\"\n                                 ondrop=\"drop(event)\"\n                                 ondragover=\"allowDrop(event)\"\n                                 ondragleave=\"removeDropFx(event)\"\n                                >\n                                <input type=\"file\"\n                                       class=\"file__input\"\n                                       name=\"attachments[]\"\n                                       id=\"attachments\"\n                                       multiple=\"multiple\"\n                                       accept=\"image\/jpeg, image\/png, image\/gif, application\/pdf\"\n                                       data-multiple-caption=\"{count} files selected\">\n                                <div>\n                                    <label for=\"attachments\"><strong>S\u00e9lectionnez un fichier <\/strong>ou glissez-le ici<\/label>\n                                    <span class=\"box__button bobex-round-cta m-1 py-1\"\n                                          style=\"mix-blend-mode: luminosity\">\n                                        <i class=\"fas fa-cloud-upload-alt text-white\"><\/i>\n                                        T\u00e9l\u00e9charger\n                                    <\/span>\n                                <\/div>\n            \n                                <div class=\"row preview_wrapper m-0\"><\/div>\n                            <\/div>\n            \n                            <div class=\"box__uploading\">Uploading\u2026<\/div>\n                            <div class=\"box__success\">Done!<\/div>\n                            <div class=\"box__error\">Error! <span><\/span>.<\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>    <div class=\"form-title\">\n        Vos donn\u00e9es\n    <\/div><div class=\"bob-form-contact-data\" style=\"padding: 20px\"><div class=\"row lead-info\"><div class=\"col-md-6 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"firstName\" name=\"firstName\" placeholder=\"Pr\u00e9nom\" required>    <div class=\"valid-feedback\">Enchant\u00e9 !<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer votre pr\u00e9nom<\/div>  <\/div><\/div><div class=\"col-md-6 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"lastName\" name=\"lastName\" placeholder=\"Nom\" required>    <div class=\"valid-feedback\">Sympa<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer votre nom de famille<\/div>  <\/div><\/div><div class=\"col-md-12 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"email\" class=\"form-control\" id=\"email\" name=\"email\" placeholder=\"E-mail\" required style=\"max-width: unset;\">    <div class=\"valid-feedback\">C&rsquo;est tout bon<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer une adresse e-mail valide<\/div>  <\/div><\/div><div class=\"col-md-12 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"tel\" class=\"form-control\" id=\"phone\" name=\"phone\" placeholder=\"T\u00e9l\u00e9phone\" required style=\"max-width: unset;\">    <div class=\"valid-feedback\">Parfait<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer un num\u00e9ro de t\u00e9l\u00e9phone valide<\/div>  <\/div><\/div><div class=\"col-md-12 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"companyAddress\" name=\"companyAddress\" placeholder=\"Adresse\" required style=\"max-width: unset;\">    <div class=\"valid-feedback\">C&rsquo;est not\u00e9<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer une adresse valide<\/div>  <\/div><\/div><div class=\"col-md-6 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"companyPostalCode\" name=\"companyPostalCode\" placeholder=\"Code postal\" required>    <div class=\"valid-feedback\">Excellent !<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer un code postal valide<\/div>  <\/div><\/div><div class=\"col-md-6 mb-3\">  <div class=\"form-group\">    <input value=\"\" type=\"text\" class=\"form-control\" id=\"companyCity\" name=\"companyCity\" placeholder=\"Ville\" required>    <div class=\"valid-feedback\">Bien jou\u00e9<\/div>    <div class=\"invalid-feedback\">Veuillez indiquer une ville valide<\/div>  <\/div><\/div><div class=\"d-flex mt-3\"><input name=\"promoOptin\" value=\"true\" id=\"promoOptin\" type=\"checkbox\" class=\"me-2\" style=\"width: unset\"><label for=\"promoOptin\">Je souhaite rester inform\u00e9 de ma demande et recevoir des conseils pratiques (fortement recommand\u00e9 !) <\/label><\/div><\/div><\/div><input type=\"hidden\" class=\"session_var\" name=\"newform\" value=\"true\"><input type=\"hidden\" class=\"session_var\" name=\"lead-validation-nonce\" value=\"19a92da7f0\"><input type=\"hidden\" class=\"session_var\" name=\"aff\" value=\"minisite\"><input type=\"hidden\" class=\"session_var\" name=\"utm_source\" value=\"https:\/\/www.bobex.be\/fr-be\/wp-json\/v2\/content\/135410\"><input type=\"hidden\" class=\"session_var\" name=\"bobx\" value=\"\"><input type=\"hidden\" class=\"session_var\" name=\"sessionType\" value=\"HEALTH\"><input type=\"hidden\" class=\"session_var\" name=\"utm_medium\" value=\"web\"><input type=\"hidden\" class=\"session_var\" name=\"utm_campaign\" value=\"search\"><input type=\"hidden\" class=\"session_var\" name=\"rem_source\" value=\"https:\/\/www.bobex.be\/fr-be\/assurance-obseques\/fiscalite\/\"><input type=\"hidden\" class=\"session_var\" name=\"pixel_id\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"tabo_id\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"click_id\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"gclid\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"msclkid\" value=\"-1\"><input type=\"hidden\" class=\"session_var\" name=\"past_aff\" value=\"bobex\"><input type=\"hidden\" class=\"session_var\" name=\"redirectTo\" value=\"BE\"><input type=\"hidden\" class=\"session_var\" name=\"is_type_id\" value=\"true\"><input type=\"hidden\" class=\"session_var\" name=\"typeid\" value=\"100107\"><input type=\"hidden\" class=\"session_var\" name=\"companyType\" value=\"label.companytype.consumer\"><input type=\"hidden\" class=\"session_var\" name=\"input_names\" value=\"XML_extra_radio,XML_extra_radio_2,XML_extra_radio_3,XML_extra_radio_3b,XML_extra_radio_4,XML_extra_radio_4b,XML_extra_check,XML_extra_checkb,XML_remarks\"><input type=\"hidden\" class=\"form_context\" value=\"BE\"><img decoding=\"async\" class=\"bobex-pixel\" src=\"\" alt=\"\" style=\"display:none\" \/>    <div class=\"bob-form-submit d-flex justify-content-center\">\n        <button type=\"submit\" class=\"form-submit\" style=\"background-color: #F1653A; color: white; border: none !important; border-radius: 5px !important; font-family: Roboto, sans-serif; font-size: 16px;\">\n            Demander un devis\n        <\/button>\n    <\/div>    <div class=\"bob-inline-form form-footer\" style=\"border-radius: 0 0 10px 10px\">\n        <div class=\"bob-form-privacy-text\">\n            <div style=\"float:left;\"><i class=\"fa fa-lock\"><\/i><\/div>\n            <div class=\"ms-2\">\n                <div style='padding-left: 15px;font-size: 0.8em !important;z-index: 10;'><b>Nous respectons votre vie priv\u00e9e<\/b><br> Conform\u00e9ment \u00e0 la loi du 8\/12\/1992 relative \u00e0 la protection de la vie priv\u00e9e, vous disposez d&rsquo;un droit d&rsquo;acc\u00e8s et de rectification \u00e0 vos donn\u00e9es. Pour en savoir plus, consultez notre <span class=\"link_ob\" data-link=\"aHR0cHM6Ly93d3cuYm9iZXguYmUvZnItYmUvcHJvdGVjdGlvbi1kZS1sYS12aWUtcHJpdmVlLw==\" target=\"_blank\">charte sur la vie priv\u00e9e<\/span>.<\/div>\n                    <div style=\"padding-left: 15px;font-size: 0.8em !important;z-index: 10;\">\n        <hr>Bobex est une plateforme et ne vend pas de produits elle-m\u00eame. Notre r\u00f4le se limite \u00e0 r\u00e9unir les parties. Nous ne sommes pas un distributeur d\u2019assurances. Nous nous contentons de fournir de l&rsquo;information sur les produits d&rsquo;assurances, les interm\u00e9diaires d&rsquo;assurances ou les soci\u00e9t\u00e9s d&rsquo;assurances, aux assur\u00e9s potentiels, et nous ne prenons aucune autre mesure pour les assister \u00e0 la conclusion d&rsquo;un contrat d&rsquo;assurance. (Loi du 4 avril 2014 relative aux assurances et r\u00e9assurances).\n    <\/div>\n            <\/div>\n        <\/div>\n    <\/div><\/form><\/div><div class=\"multiple_mini hidden\" data-lead_id=\"\"><p class=\"multiple-title\">Merci d&rsquo;avoir pris le temps de remplir ce formulaire<\/p><p>Nous vous contacterons d\u00e8s que possible pour vous orienter vers le meilleur sp\u00e9cialiste correspondant \u00e0 votre demande.<\/p><div class=\"multiple_wrapper\"><div class=\"loader\"><\/div><p class=\"multiple-title\">Vous cherchez d&rsquo;autres services ?<\/p><p class=\"multiple_text\">Vous souhaitez comparer d&rsquo;autres devis ou explorer d&rsquo;autres services ? Faites-le nous savoir et nous vous mettrons rapidement en relation<\/p><div class=\"multiple_container\"><div class=\"single_multiple multiple_button\" data-typeid=\"100116\"><i class=\"fa-3x fad fa-house-damage\"><\/i><span class=\"multiple_name\">Assurance habitation<\/span><\/div><div class=\"single_multiple multiple_button\" data-typeid=\"100113\"><i class=\"fa-3x fad fa-hospital-user\"><\/i><span class=\"multiple_name\">Assurance hospitalisation<\/span><\/div><div class=\"single_multiple multiple_button\" data-typeid=\"10136\"><i class=\"fa-3x fad fa-diamond\"><\/i><span class=\"multiple_name\">Assurance vie<\/span><\/div><div class=\"single_multiple multiple_button\" data-typeid=\"100073\"><i class=\"fa-3x fad fa-laptop-medical\"><\/i><span class=\"multiple_name\">Mutualit\u00e9<\/span><\/div><div class=\"single_multiple multiple_button\" data-typeid=\"11364\"><i class=\"fa-3x cat icon-11364\"><\/i><span class=\"multiple_name\">Panneaux solaires<\/span><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"featured_media":0,"parent":0,"template":"","meta":{"business":"118229","footnotes":""},"class_list":["post-135410","content","type-content","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.bobex.be\/fr-be\/wp-json\/wp\/v2\/content\/135410","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bobex.be\/fr-be\/wp-json\/wp\/v2\/content"}],"about":[{"href":"https:\/\/www.bobex.be\/fr-be\/wp-json\/wp\/v2\/types\/content"}],"version-history":[{"count":8,"href":"https:\/\/www.bobex.be\/fr-be\/wp-json\/wp\/v2\/content\/135410\/revisions"}],"predecessor-version":[{"id":183762,"href":"https:\/\/www.bobex.be\/fr-be\/wp-json\/wp\/v2\/content\/135410\/revisions\/183762"}],"wp:attachment":[{"href":"https:\/\/www.bobex.be\/fr-be\/wp-json\/wp\/v2\/media?parent=135410"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}